About Me
Kris Kryder specializes in helping you understand when and how to enroll in Medicare and health insurance. She will answer your questions and clarify the insurance options you have. She will help you avoid common misconceptions and late enrollment penalties. Her clients are located all across northwest Ohio, giving her a great feel for the insurance landscape. Talk with Kris today in a no-cost, no-obligation, no-pressure consultation!
Education First, Never Pressure
Kris believes you should understand your choices before you make one. Medicare and health insurance come with their own vocabulary, deadlines and fine print. She takes the time to explain how each option works, what it may cost you, and what trade-offs come with it.
There is no pressure to enroll. Many people meet with Kris simply to learn, and that is welcome. When you are ready, she can help with the application. Until then, her goal is that you leave each conversation feeling more confident than when you arrived. Start with the Medicare planning overview if you are new to Medicare.
Helping You Avoid Late Enrollment Penalties
Some of the costliest Medicare mistakes come from timing. If you sign up for Part B or Part D late without other qualifying coverage, you may pay a penalty for as long as you have that coverage. Kris looks at your work situation, employer coverage and birthday to help you find the right enrollment window.
You can get a rough idea of your own timing with the Medicare enrollment window tool, then talk it through with Kris.
Rooted in Northwest Ohio
Kryder Cares was founded in 2017 and is based at 842 W South Boundary St in Perrysburg. Kris’s clients live all across northwest Ohio, including Toledo, Maumee, Sylvania, Bowling Green and Findlay. Working locally gives her a strong feel for which plans, networks and hospitals matter to people here.
In-person meetings are available at the Perrysburg office Monday–Friday, 9:00 AM – 5:00 PM. Phone and video appointments are available too. See what clients say on the testimonials page.
Licensing and Credentials
Kris Kryder is a licensed insurance agent in Ohio, Michigan, Indiana and Florida. Her personal National Producer Number (NPN) is 17893463, and the agency NPN for Kryder Cares Insurance Solutions LLC is 21315277. You can use these numbers to look up licensing through your state’s department of insurance.
Because she is licensed in four states, Kris can keep helping clients who split time between Ohio and Florida, or who move to a nearby state. Kris is a licensed insurance agent, not a tax or legal adviser.


