Right across the river from Maumee
Maumee and Perrysburg face each other across the Maumee River, so the Kryder Cares office is close by. For many Maumee residents, a meeting with Kris takes less time than a trip to the grocery store. That makes it easy to bring a spouse, sit down together, and go over your choices with someone local. Bring your questions, your paperwork and any letters from your current plan.
Kris has worked with neighbors on both sides of the river since 2017. She knows that people in Maumee, Waterville and Monclova Township often want a real person to call, not a phone tree. When you call (419) 277-8097, you reach her office directly during business hours. You can also email kris@krydercares.com.
Medicare in Maumee: St. Luke’s, St. Anne and your network
St. Luke’s Hospital in Maumee is a familiar name for many families, and Mercy Health – St. Anne Hospital and ProMedica Toledo Hospital are a short drive away. Your doctors may belong to different systems, so check whether your doctors are in network before choosing a Medicare Advantage plan. Networks can change from year to year.
HMO plans generally require you to use in-network providers except in emergencies. PPO plans may allow out-of-network care at a higher cost. A Medicare Supplement, such as Plan G or Plan N, works with Original Medicare and any provider that accepts Medicare. Kris can compare all three paths with your own doctors in mind.
- Medicare Annual Enrollment Period: October 15 – December 7, 2026.
- New 2027 coverage begins January 1, 2027.
- Medicare Advantage Open Enrollment: January 1 – March 31, 2027.
Health insurance for Maumee residents under 65
If you retired before 65, run a small business or work part time, you may need individual coverage. Ohio uses HealthCare.gov. Open Enrollment for 2027 runs November 1, 2026 to January 15, 2027, and you need to enroll by December 15 for a January 1 start. Enrollments made December 16 through January 15 start February 1.
Premium tax credits for 2027 are generally available for household incomes between about 100% and 400% of the federal poverty level. Above that, there is generally no credit. Kris can compare ACA plans and, if you need a temporary bridge, explain the limits of short-term medical. She is not a tax adviser.
Life insurance and final expense for Maumee families
Life insurance can help your family keep the house, cover debts or pay for a funeral. Term life is a common way to protect a family for a set number of years. Whole life lasts your entire life and builds guaranteed cash value you can borrow against. Kris can explain the differences and help you weigh cost against how long you need coverage.
Many Maumee retirees choose a small final expense policy so children are not left with funeral bills. These policies are commonly between $5,000 and $25,000 and often use a short health questionnaire instead of an exam. Kris can also talk about fixed and fixed-indexed annuities if you want to protect part of your savings.
Benefits for Maumee employers
From shops in uptown Maumee to offices near the Arrowhead Park area, local businesses compete for good workers. A solid benefits package can help. Kris works with employers on group health, dental, vision, life and disability insurance, and explains each option in clear terms. She can also help you review an existing plan at renewal time.
She also helps employees who are approaching 65 understand when they need to sign up for Medicare. That kind of guidance can prevent costly mistakes. See the employee benefits page or call to set up a time to talk. Leaving group coverage starts an eight-month Special Enrollment Period for Part B, and missing it can lead to a lifelong penalty.
How Kris works with clients in Maumee
From Maumee, the Perrysburg office is only about 10 minutes away, so meeting in person is easy. Phone and video meetings are also available, and you can ask about a home visit. Consultations are always no-cost and no-obligation, and Kris never pressures you to enroll. Bring your Medicare card, medication list and doctor names.
Once your coverage is in place, Kris stays available for questions throughout the year. She reviews your plan again each fall so changes in drugs, costs or doctors do not catch you off guard. Request a quote to get started. Clients often describe her as kind, helpful and someone who knows her stuff.
Hospitals and health systems near Maumee
Before choosing a plan, Kris checks that the hospitals and doctors you use are in network. Hospitals residents commonly use include:
- St. Luke’s Hospital (Maumee)
- Mercy Health – St. Anne Hospital
- ProMedica Toledo Hospital
- Mercy Health – Perrysburg Hospital
Network participation differs by plan and changes yearly — always confirm before you enroll.
Helpful resources for Maumee residents
Also serving communities near Maumee
- Waterville
- Whitehouse
- Monclova Township
- Holland
- Swanton
- Grand Rapids
Visit the Perrysburg office
842 W South Boundary St, Perrysburg, OH 43551 · Monday–Friday, 9:00 AM – 5:00 PM. Call (419) 277-8097 to set a time.
We do not offer every plan available in your area. Currently, we represent 14 organizations which offer 119 products in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options. This is a proprietary website and is not associated, endorsed or authorized by the Social Security Administration, the Department of Health and Human Services or the Center for Medicare and Medicaid Services. This site contains decision-support content and information about Medicare, services related to Medicare and services for people with Medicare. If you would like to find more information about the Medicare program please visit the Official U.S. Government Site for People with Medicare located at www.medicare.gov.