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Carriers

Carrier Partners

Kryder Cares is appointed with a range of insurance companies, so Kris Kryder can compare Medicare Advantage, Medicare Supplement, Part D and individual health plans side by side. Which plans you can choose depends on where you live, and plan offerings can change each year. Kris will check what is available in your county.

Carrier partners

Companies Kris represents

Names are listed for reference only; carrier logos are trademarks of their owners and are not shown.

Medicare Advantage Carriers

  • Aetna
  • Anthem
  • Devoted Health
  • Humana
  • IU Health Plans
  • Medical Mutual
  • Molina
  • MVP Healthcare
  • Paramount
  • SummaCare
  • UnitedHealthcare®
About these plans

Medicare Supplement Insurance Carriers

  • Aetna
  • Anthem
  • ACE
  • Heartland
  • Humana
  • Lumico
  • Manhattan Life
  • Medical Mutual
  • Mutual of Omaha
  • Physicians Mutual
  • UnitedHealthcare®
About these plans

Medicare Part D Prescription Drug Carriers

  • Aetna
  • Anthem
  • Cigna
  • Humana
  • Mutual of Omaha
  • SilverScript
  • UnitedHealthcare®
  • Wellcare
About these plans

Health Insurance Carriers

  • Aetna
  • Allstate
  • Ambetter
  • Anthem
  • CareSource
  • Humana
  • Manhattan Life
  • Medical Mutual
  • Molina
  • Paramount
  • Pivot
About these plans

Companies We Work With

The companies below are the carriers named for the Ohio market, grouped by type of coverage. We do not offer every plan available in your area. Currently, we represent 14 organizations which offer 119 products in your area.

Seeing a company on this list does not mean every one of its plans is available to you. Kris will check the specific plans offered where you live during your consultation.

What a Carrier Appointment Means

To sell a company’s plans, an agent must be licensed by the state and then “appointed” by that insurance company. An appointment is a contract that allows Kris to explain, quote and enroll you in that company’s products. For Medicare plans, agents also complete annual training and certification with each company before they can help with that company’s plans.

Being appointed with several companies is what makes Kryder Cares an independent agency. Instead of steering you toward one company, Kris can lay out plans from different carriers and help you weigh Medicare Advantage against a Medicare Supplement, or compare ACA Marketplace plans.

Plan Availability Varies by County, State and Year

Insurance companies decide where to offer each plan. A Medicare Advantage plan sold in Wood County may not be sold in Lucas County, and plans in Michigan, Indiana or Florida are different again. Companies can also enter or leave a market, change networks, or adjust drug lists from one year to the next.

That is why Kris reviews your coverage before each Annual Enrollment Period and ACA Open Enrollment. If you are thinking about a change, request a quote and she will check the current options for your ZIP code.

We do not offer every plan available in your area. Currently, we represent 14 organizations which offer 119 products in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options. This is a proprietary website and is not associated, endorsed or authorized by the Social Security Administration, the Department of Health and Human Services or the Center for Medicare and Medicaid Services. This site contains decision-support content and information about Medicare, services related to Medicare and services for people with Medicare. If you would like to find more information about the Medicare program please visit the Official U.S. Government Site for People with Medicare located at www.medicare.gov.

FAQ

Frequently asked questions

What does it mean for an agent to be appointed with a carrier?

An appointment is a contract between an agent and an insurance company that allows the agent to sell that company’s plans. The agent must also hold a state insurance license. For Medicare plans, agents complete yearly training and certification with each company. Kris is appointed with several companies, which lets her compare plans for you.

Does Kryder Cares offer every Medicare plan in my area?

No. We do not offer every plan available in your area. Currently, we represent 14 organizations which offer 119 products in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.

Why isn’t every plan from a listed company available to me?

Insurance companies choose which counties and states to offer each plan in. A company may sell several plans in one county and none in the next. Your options depend on your ZIP code, your eligibility and the plan year. Kris checks the specific plans available where you live before making any comparison.

Do carrier lists change from year to year?

Yes. Companies can add or drop plans, change provider networks, update drug lists, or leave a market entirely for the next plan year. Medicare plan changes take effect January 1. That is why it is wise to review your coverage every fall, even if you were happy with your plan this year.

Will I pay more because I enroll through Kryder Cares?

Generally, no. Plan premiums are set by the insurance company and filed or approved under state and federal rules, so they are generally the same whether you enroll through an agent or directly. Kris is paid by the insurance companies, and her consultations are no-cost and no-obligation for you.

Can Kris help me if my current plan is leaving my area?

Yes. If your Medicare Advantage or Part D plan is leaving your service area, you will usually get a notice and may qualify for a Special Enrollment Period. Kris can review the plans still available in your county, check your doctors and prescriptions, and help you choose replacement coverage before any gap occurs.

Call Kris