Serving Wood County’s county seat
Bowling Green is the county seat of Wood County, the same county as the Kryder Cares office in Perrysburg. Many Bowling Green residents already travel north on I-75 for shopping, appointments and family visits. A meeting with Kris fits easily into that kind of trip. You can also skip the drive and meet by phone or video.
Bowling Green has a mix of longtime residents, university faculty and staff, farm families and retirees from the surrounding townships. Each group has different needs. A retiree may want help with Medicare, while a younger family may need individual health coverage or life insurance. Kris works with all of them.
Medicare in Bowling Green: local care and Toledo specialists
Wood County Hospital in Bowling Green is close to home for routine care and many hospital stays. For some specialty care, residents may also go north to Mercy Health – Perrysburg Hospital, ProMedica Toledo Hospital or The University of Toledo Medical Center. That means your plan’s network may need to reach beyond Bowling Green. Kris can check each one for you.
Before choosing a Medicare Advantage plan, check whether your doctors are in network, including any specialists in Toledo. If your care is spread across several systems, a PPO or a Medicare Supplement may give you more freedom, depending on the plan. Kris can compare these side by side. Bring a list of every doctor you see.
- Annual Enrollment Period: October 15 – December 7, 2026, for coverage starting January 1, 2027.
- Part D out-of-pocket cap for 2027: $2,400.
- Medicare Advantage Open Enrollment: January 1 – March 31, 2027.
Individual health insurance for Bowling Green households
Self-employed residents, early retirees and people between jobs often buy coverage through HealthCare.gov, which Ohio uses. Open Enrollment for 2027 runs November 1, 2026 through January 15, 2027. Enroll by December 15 if you want coverage on January 1. Enrollments from December 16 through January 15 start February 1. Losing other coverage may also open a Special Enrollment Period.
Premium tax credits for 2027 are generally available for household incomes between about 100% and 400% of the federal poverty level. Cost-sharing reductions on Silver plans are available up to 250%. Kris can compare Marketplace plans and explain the numbers, though she is not a tax adviser. Review your renewal rather than auto-renewing.
Life insurance for Wood County families
Farm families, homeowners and parents all have good reasons to consider life insurance. Term life can protect your family through the years you are raising children or paying a mortgage. Whole life lasts for your lifetime and builds guaranteed cash value. Kris explains the trade-offs in plain language so you can decide what fits your family.
For older adults, final expense insurance can help pay for a funeral and final bills so your family is not burdened. Kris can also explain disability insurance, which can replace part of your income if illness or injury keeps you from working. Social Security disability has strict rules and a five-month waiting period.
Employee benefits for Bowling Green employers
Bowling Green businesses range from downtown Main Street shops to manufacturers and agricultural companies. Kris helps employers compare group health, dental, vision, life and disability coverage, and she explains each option to employees in clear, everyday language. Even a small business with a few employees may be able to offer meaningful benefits.
She can also help older workers understand how group coverage and Medicare fit together. With 20 or more employees, the employer plan is usually primary. Visit the employee benefits page to learn more. When an employee leaves group coverage, an eight-month Special Enrollment Period for Part B begins. Getting that timing right can help avoid a lifelong penalty.
How Kris works with clients in Bowling Green
You can drive about 20 minutes to the Perrysburg office, or choose a phone or video call, which can save the trip entirely. If getting out is difficult, you can ask about a home visit. Consultations are no-cost and no-obligation. Bring your Medicare card, medication list and doctor names. Kris takes time with every question.
After you enroll, Kris is your local point of contact. She helps with questions during the year and reviews your coverage before each enrollment period. Request a quote or call (419) 277-8097 to set up a time. Clients often say she is kind, helpful and knows her stuff. Call any time during business hours.
Hospitals and health systems near Bowling Green
Before choosing a plan, Kris checks that the hospitals and doctors you use are in network. Hospitals residents commonly use include:
- Wood County Hospital
- Mercy Health – Perrysburg Hospital
- ProMedica Toledo Hospital
- The University of Toledo Medical Center
Network participation differs by plan and changes yearly — always confirm before you enroll.
Helpful resources for Bowling Green residents
Also serving communities near Bowling Green
- Haskins
- Portage
- Weston
- Tontogany
- Pemberville
- North Baltimore
- Grand Rapids
Visit the Perrysburg office
842 W South Boundary St, Perrysburg, OH 43551 · Monday–Friday, 9:00 AM – 5:00 PM. Call (419) 277-8097 to set a time.
We do not offer every plan available in your area. Currently, we represent 14 organizations which offer 119 products in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options. This is a proprietary website and is not associated, endorsed or authorized by the Social Security Administration, the Department of Health and Human Services or the Center for Medicare and Medicaid Services. This site contains decision-support content and information about Medicare, services related to Medicare and services for people with Medicare. If you would like to find more information about the Medicare program please visit the Official U.S. Government Site for People with Medicare located at www.medicare.gov.