Hancock County coverage, one call away
Findlay is the county seat of Hancock County and a regional hub for the surrounding farm towns. It is a bit farther from Perrysburg than Toledo or Maumee, so you may find it easiest to start with a phone or video meeting. Those meetings cover everything an office visit would, from plan comparisons to drug lookups. Bring your questions and any letters from your current plan.
If you would rather sit down in person, the Perrysburg office is a straight drive up I-75. Some clients combine the trip with errands or a visit to family in the Toledo area. Either way, Kris takes time to understand your doctors, prescriptions and budget before suggesting options. Phone and video work just as well.
Medicare in Findlay: why Blanchard Valley matters
Blanchard Valley Hospital in Findlay is where many local residents receive hospital care, and your primary care doctor may work nearby. Some people also travel to Toledo hospitals, such as ProMedica Toledo Hospital or Mercy Health – St. Vincent Medical Center, for specialized care. Your plan needs to fit both.
Medicare Advantage networks are built county by county. A plan that works well in Lucas County may have a different network in Hancock County. Before you enroll in a Medicare Advantage plan, check whether your doctors are in network. If you need wide flexibility, a Medicare Supplement works with any provider that accepts Medicare.
- Annual Enrollment Period: October 15 – December 7, 2026.
- 2027 Part D maximum deductible: $700; out-of-pocket cap: $2,400.
- Plans can change networks and drug lists each year, so review every fall.
Health insurance before Medicare
If you are under 65 and need your own coverage, Ohio uses HealthCare.gov. Open Enrollment for 2027 runs November 1, 2026 to January 15, 2027. Enroll by December 15 for a January 1 start, or between December 16 and January 15 for a February 1 start. Leaving job-based coverage may open a Special Enrollment Period.
Many Hancock County households may see higher net premiums in 2027 because the enhanced tax credits expired after 2025. Kris can compare Marketplace plans and confirm whether Blanchard Valley providers are included. For a short gap, she can explain the limits of short-term medical, which is not ACA-compliant. It can leave out pre-existing conditions.
Life insurance and final expense for Findlay families
Term life can protect your family while children are at home or a mortgage is being paid. Whole life lasts your lifetime with level premiums and guaranteed cash value. Universal life allows flexible premiums and death benefits. Kris explains the trade-offs so you can choose with confidence. There is no pressure to decide quickly.
Older adults often prefer final expense insurance. These small whole-life policies commonly range from $5,000 to $25,000 and typically use health questions instead of a medical exam. They can help cover funeral costs and final bills. Kris can compare policies from several companies, explain how each one works, and help you choose a face amount that fits your budget.
Employee benefits for Findlay employers
Findlay has a strong base of manufacturers, distribution centers and local businesses. Smaller employers often want to compete for workers without a big HR department. Kris helps compare group health, dental, vision, life and disability coverage and explains it to your team. She can also review an existing plan at renewal.
She also helps workers near retirement understand Medicare timing. Leaving group coverage starts an eight-month Special Enrollment Period for Part B. Learn more on the employee benefits page. Missing that window can lead to a lifelong Part B penalty, so planning ahead matters. Kris can meet with employees one on one by phone or video.
How Kris works with clients in Findlay
From Findlay, phone and video meetings are often the simplest choice, and you are always welcome at the Perrysburg office for a first meeting or annual review. If travel is a challenge, ask whether a home visit is possible. Consultations are always no-cost and no-obligation. Bring your Medicare card and medication list.
Distance does not change the service. Kris answers questions throughout the year and reviews your coverage each fall. Request a quote or call (419) 277-8097 during weekday business hours. She can help with billing questions, claims and confusing letters from your plan. Clients often describe her as kind, helpful and someone who knows her stuff.
Hospitals and health systems near Findlay
Before choosing a plan, Kris checks that the hospitals and doctors you use are in network. Hospitals residents commonly use include:
- Blanchard Valley Hospital
- ProMedica Toledo Hospital
- Mercy Health – St. Vincent Medical Center
- Wood County Hospital (Bowling Green)
Network participation differs by plan and changes yearly — always confirm before you enroll.
Helpful resources for Findlay residents
Also serving communities near Findlay
- Fostoria
- Arlington
- McComb
- Van Buren
- North Baltimore
- Mount Blanchard
Visit the Perrysburg office
842 W South Boundary St, Perrysburg, OH 43551 · Monday–Friday, 9:00 AM – 5:00 PM. Call (419) 277-8097 to set a time.
We do not offer every plan available in your area. Currently, we represent 14 organizations which offer 119 products in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options. This is a proprietary website and is not associated, endorsed or authorized by the Social Security Administration, the Department of Health and Human Services or the Center for Medicare and Medicaid Services. This site contains decision-support content and information about Medicare, services related to Medicare and services for people with Medicare. If you would like to find more information about the Medicare program please visit the Official U.S. Government Site for People with Medicare located at www.medicare.gov.