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Hancock County · Ohio

Medicare Advantage Plans in Hancock County, Ohio: Your Complete 2027 Guide

For 2027, Hancock County residents can choose from 43 Medicare Advantage plans, 35 of them with a $0 Part C premium, from 6 insurance companies. 65% of those plans belong to contracts CMS rated 4 stars or higher for 2026, and 29 plans offered in 2026 are not returning.

Page last revised October 8, 2026 · Plan data refreshed October 8, 2026 from CMS Contract Year 2027 files

2027 Medicare Advantage by the numbers

Hancock County at a glance

Figures cover the 43 non-Special-Needs Medicare Advantage plans. “$0 premium” and “average premium” use the Part C premium; the consolidated Part C + D figure is shown separately.

43Medicare Advantage plans (-8 vs 2026)
35with a $0 Part C premium (81%)
$1.69average Part C premium / month
$31.31average Part C + D premium / month
$6,521average in-network MOOP (max $9,850)
$553.78average Part D deductible (drug plans)
65%of plans from 4★+ contracts (2026 ratings)
23Special Needs Plans (counted separately)

Source: CMS Medicare Advantage/Part D Landscape, CY2027 and CY2026; CMS Part C & D Star Ratings 2026. Accessed October 8, 2026.

What changes for 2027

MediGold, UnitedHealthcare Community Plan are leaving Hancock County in 2027

Comparing the CMS 2026 and 2027 landscapes and the CMS plan crosswalk for Hancock County: 29 plans are not returning (terminated or consolidated into another plan), 13 plans are new or replacement plans, and 42 plans renew. The county goes from 51 to 43 standard Medicare Advantage plans.

Every plan mailed its Annual Notice of Change by September 30, 2026. It lists what changes on January 1, 2027: premium, deductible, out-of-pocket maximum, copays, the drug list and tiers, the network and extra benefits. Compare it line by line with what you use — or bring it to Kris and she’ll go through it with you.

If your plan is not renewing, you’ll receive a non-renewal letter in October and get a Special Enrollment Period from December 8 through the end of February, on top of the Annual Enrollment Period (October 15 – December 7). The official Medicare & You 2027 handbook explains your options.

Plans not returning in Hancock County for 2027

Plan (2026)CarrierTypeCMS crosswalk statusMembers move to
Aetna Medicare Dual Care (HMO D-SNP)H0628-013Aetna MedicareHMO D-SNPTerminated/Non-renewed Contract—
Aetna Medicare Partial Dual (HMO D-SNP)H0628-041Aetna MedicareHMO D-SNPTerminated/Non-renewed Contract—
Wellcare Dual Access (HMO-POS D-SNP)H0908-001WellcareHMO-POS D-SNPTerminated/Non-renewed Contract—
Wellcare Simple (HMO-POS)H0908-003WellcareHMO-POSTerminated/Non-renewed Contract—
Wellcare Assist (HMO-POS)H0908-004WellcareHMO-POSTerminated/Non-renewed Contract—
Wellcare Dual Reserve (HMO-POS D-SNP)H0908-006WellcareHMO-POS D-SNPTerminated/Non-renewed Contract—
Wellcare Dual Liberty (HMO-POS D-SNP)H0908-007WellcareHMO-POS D-SNPConsolidated Renewal Plan / Terminated/Non-renewed ContractH4158-001, H4158-004
UHC Dual Complete OH-S3 (HMO-POS D-SNP)H1285-002UnitedHealthcare Community PlanHMO-POS D-SNPTerminated/Non-renewed Contract—
Mount Carmel MediGold Choice (PPO)H1846-006MediGoldPPOTerminated/Non-renewed Contract—
UHC Dual Complete OH-D1 (PPO D-SNP)H2001-058UnitedHealthcarePPO D-SNPTerminated/Non-renewed Contract—
Anthem Full Dual Advantage (HMO D-SNP)H2628-003Anthem Blue Cross and Blue ShieldHMO D-SNPConsolidated Renewal Plan / Terminated/Non-renewed ContractH2628-001, H2628-005, H2628-006, H2628-007
Anthem Full Dual Advantage 2 (HMO D-SNP)H2628-004Anthem Blue Cross and Blue ShieldHMO D-SNPConsolidated Renewal Plan / Terminated/Non-renewed ContractH2628-001, H2628-005, H2628-006, H2628-007
DEVOTED DUAL PLUS 010 OH (HMO D-SNP)H2697-010Devoted HealthHMO D-SNPTerminated/Non-renewed Contract—
DEVOTED DUAL 011 OH (HMO D-SNP)H2697-011Devoted HealthHMO D-SNPTerminated/Non-renewed Contract—
Mount Carmel MediGold No Premium (HMO)H3668-020MediGoldHMOTerminated/Non-renewed Contract—
Mount Carmel MediGold Cash Back (HMO)H3668-030MediGoldHMORenewal Plan with SARH3668-030
Humana USAA Honor Giveback with Rx (PPO)H5216-307HumanaPPOConsolidated Renewal PlanH5216-481
HumanaChoice Giveback H5216-309 (PPO)H5216-309HumanaPPOConsolidated Renewal PlanH5216-481
Humana Together in Health Select (PPO I-SNP)H5216-453HumanaPPO I-SNPTerminated/Non-renewed Contract—
UHC Dual Complete OH-D002 (HMO-POS D-SNP)H5322-028UnitedHealthcareHMO-POS D-SNPTerminated/Non-renewed Contract—
UHC Dual Complete OH-V002 (HMO-POS D-SNP)H5322-034UnitedHealthcareHMO-POS D-SNPTerminated/Non-renewed Contract—
Humana Value Plus H5525-041 (PPO)H5525-041HumanaPPOConsolidated Renewal PlanH5525-042
Humana Dual Select H5525-046 (PPO D-SNP)H5525-046HumanaPPO D-SNPTerminated/Non-renewed Contract—
Humana Gold Plus SNP-DE H6622-015 (HMO D-SNP)H6622-015HumanaHMO D-SNPTerminated/Non-renewed Contract—
Humana Gold Plus SNP-DE H6622-087 (HMO D-SNP)H6622-087HumanaHMO D-SNPTerminated/Non-renewed Contract—
HumanaChoice Giveback H7617-003 (PPO)H7617-003HumanaPPOConsolidated Renewal PlanH7617-144
Humana USAA Honor Giveback with Rx (PPO)H7617-060HumanaPPOConsolidated Renewal PlanH7617-144
Humana Gold Choice H8145-032 (PFFS)H8145-032HumanaPFFSTerminated/Non-renewed Contract—
Molina Medicare Complete Care (HMO D-SNP)H9955-007Molina Healthcare of OhioHMO D-SNPConsolidated Renewal Plan / Terminated/Non-renewed ContractH9955-008, H9955-009

New and replacement plans in Hancock County for 2027

Plan (2027)CarrierTypePremium / moMOOP
Anthem Dual Advantage Plus (HMO D-SNP)H2628-006Anthem Blue Cross and Blue ShieldHMO D-SNP$0.00$9,850
Anthem I MyCare Ohio Full Dual Advantage (HMO D-SNP)H2628-007Anthem Blue Cross and Blue ShieldHMO D-SNP$0.00$9,850
DEVOTED C-SNP GIVEBACK EXTRAS 024 OH (HMO C-SNP)H2697-024Devoted HealthHMO C-SNP$0.00$6,350
DEVOTED GIVEBACK EXTRAS 026 OH (HMO)H2697-026Devoted HealthHMO$0.00$6,350
Wellcare Buckeye Health Dual Access (HMO D-SNP)H4158-002WellcareHMO D-SNP$0.00$9,850
Wellcare Buckeye Health Dual Reserve (HMO D-SNP)H4158-003WellcareHMO D-SNP$0.00$6,750
Wellcare Buckeye MyCare Ohio Dual Align (HMO D-SNP)H4158-004WellcareHMO D-SNP$10.30$9,850
HumanaChoice Giveback H5216-481 (PPO)H5216-481-002HumanaPPO$0.00$9,850
UHC Complete Care Support OH-2A (HMO-POS C-SNP)H5253-264UnitedHealthcareHMO-POS C-SNP$0.00$9,850
Humana Together in Health (PPO I-SNP)H7617-140HumanaPPO I-SNP$0.00$9,850
Humana Senior Living Plan (PPO I-SNP)H7617-142HumanaPPO I-SNP$0.00$6,180
Humana Essentials Plus Giveback (PPO)H7617-144-002HumanaPPO$0.00$9,850
Molina Complete Care Connect for MyCare Ohio (HMO D-SNP)H9955-009Molina Healthcare of OhioHMO D-SNP$21.10$9,850

Reading the numbers

The lowest premium isn’t automatically the right plan

These are facts from the CMS files, not recommendations. The right plan depends on your doctors, prescriptions and how you use care.

Lowest out-of-pocket max

SummaCare Medicare Amber (HMO)

SummaCare Medicare Advantage Plans · MOOP $3,450 · Part C premium $0.00 · no drug coverage

$0 with drug coverage

17 plans

have a $0 consolidated Part C + D premium and include Part D. Compare their drug lists and pharmacy networks before choosing.

Highest-rated contract

SummaCare Medicare Amber (HMO)

SummaCare Medicare Advantage Plans · 4.5★ (2026 CMS rating) · MOOP $3,450

HMO plans

HMO Medicare Advantage plans in Hancock County (8)

HMO plans in Hancock County use a set network of doctors and hospitals and usually need a primary care doctor and referrals. In exchange they tend to have the lowest premiums and maximum out-of-pocket limits.

  • 8 plans
  • 6 at $0 Part C premium
  • $2.75 average Part C premium
  • $5,588 average MOOP
  • 1 without drug coverage
PlanCMS rating*Part C premiumPart C + D premiumMOOPPart D deductibleCMS plan ID
SummaCare Medicare Amber (HMO)SummaCare Medicare Advantage Plans 4.5★Strong $0.00 No drug coverage $3,450 — H3660-058
SummaCare Medicare Ruby (HMO)SummaCare Medicare Advantage Plans 4.5★Strong $0.00 $55.00 $4,200 $200 H3660-044
DEVOTED CORE 022 OH (HMO)Devoted Health 4.0★Strong $0.00 $0.00 $4,750 $650 H2697-022
DEVOTED CORE 001 OH (HMO)Devoted Health 4.0★Strong $0.00 $0.00 $4,900 $650 H2697-001
DEVOTED GIVEBACK EXTRAS 026 OH (HMO)Devoted Health 4.0★Strong $0.00 $0.00 $6,350 $700 H2697-026
DEVOTED GIVEBACK 003 OH (HMO)Devoted Health 4.0★Strong $0.00 $0.00 $8,000 $461 H2697-003
Humana Gold Plus H6622-055 (HMO)Humana 3.5★Average $1.00 $27.00 $6,550 $300 H6622-055
DEVOTED PREMIUM 002 OH (HMO)Devoted Health 4.0★Strong $21.00 $31.00 $6,500 $650 H2697-002

*2026 CMS overall star rating of the plan’s contract. 2027 ratings are published by CMS in October. Strong = 4★+, Average = 3.5★, Watch = below 3.5★ or not rated. Source: CMS Landscape CY2027.

HMO-POS plans

HMO-POS Medicare Advantage plans in Hancock County (11)

HMO-POS plans work like an HMO but let you go out of network for some services, usually at a higher cost. They suit Hancock County residents who want HMO pricing with a little flexibility.

  • 11 plans
  • 10 at $0 Part C premium
  • $0.64 average Part C premium
  • $6,014 average MOOP
  • 1 without drug coverage
PlanCMS rating*Part C premiumPart C + D premiumMOOPPart D deductibleCMS plan ID
SummaCare Medicare Sapphire (HMO-POS)SummaCare Medicare Advantage Plans 4.5★Strong $0.00 $85.00 $3,800 $100 H3660-029
AARP Medicare Advantage from UHC OH-0001 (HMO-POS)UnitedHealthcare 4.0★Strong $0.00 $85.00 $4,200 $505 H5253-051
AARP Medicare Advantage Essentials from UHC OH-6 (HMO-POS)UnitedHealthcare 4.0★Strong $0.00 $42.00 $4,450 $685 H5253-124
Aetna Medicare Signature Care (HMO-POS)Aetna Medicare 4.0★Strong $0.00 $0.00 $5,500 $500 H0628-001
Humana Gold Plus H6622-022 (HMO-POS)Humana 3.5★Average $0.00 $0.00 $5,500 $500 H6622-022
AARP Medicare Advantage Essentials from UHC OH-5 (HMO-POS)UnitedHealthcare 4.0★Strong $0.00 $0.00 $5,900 $685 H5253-144
AARP Medicare Advantage Extras from UHC OH-9 (HMO-POS)UnitedHealthcare 4.0★Strong $0.00 $0.00 $7,150 $685 H5253-130
Anthem Extra Help (HMO-POS)Anthem Blue Cross and Blue Shield 4.0★Strong $0.00 $0.00 $7,350 $105 H3655-041
AARP Medicare Advantage Giveback from UHC OH-17 (HMO-POS)UnitedHealthcare 4.0★Strong $0.00 $0.00 $8,500 $685 H5253-135
AARP Medicare Advantage Patriot No Rx OH-MA2 (HMO-POS)UnitedHealthcare 4.0★Strong $0.00 No drug coverage $8,900 — H5253-244
AARP Medicare Advantage Extras from UHC OH-8 (HMO-POS)UnitedHealthcare 4.0★Strong $7.00 $56.00 $4,900 $685 H5253-126

*2026 CMS overall star rating of the plan’s contract. 2027 ratings are published by CMS in October. Strong = 4★+, Average = 3.5★, Watch = below 3.5★ or not rated. Source: CMS Landscape CY2027.

PPO plans

PPO Medicare Advantage plans in Hancock County (20)

PPO plans let you see in-network and out-of-network providers without referrals; out-of-network care costs more. They are popular in Hancock County with people whose doctors are spread across more than one health system.

  • 20 plans
  • 16 at $0 Part C premium
  • $1.90 average Part C premium
  • $7,193 average MOOP
  • 7 without drug coverage
PlanCMS rating*Part C premiumPart C + D premiumMOOPPart D deductibleCMS plan ID
Aetna Medicare Premier (PPO)Aetna Medicare 4.5★Strong $0.00 $105.00 $4,900 $500 H5521-020
DEVOTED CHOICE 003 OH (PPO)Devoted Health 4.0★Strong $0.00 $0.00 $5,300 $650 H2526-003
DEVOTED CHOICE 001 OH (PPO)Devoted Health 4.0★Strong $0.00 $0.00 $5,300 $650 H2526-001
Aetna Medicare Signature (PPO)Aetna Medicare 4.5★Strong $0.00 $0.00 $5,900 $500 H5521-088
Anthem Veteran (PPO)Anthem Blue Cross and Blue Shield 4.0★Strong $0.00 No drug coverage $5,900 — H4036-022
HumanaChoice H5216-285 (PPO)Humana 3.5★Average $0.00 $0.00 $6,750 $700 H5216-285
HumanaChoice H7617-004 (PPO)Humana 4.5★Strong $0.00 $0.00 $6,750 $700 H7617-004
Aetna Medicare Eagle Giveback (PPO)Aetna Medicare 4.5★Strong $0.00 No drug coverage $6,900 — H5521-487
Anthem Medicare Advantage 3 (PPO)Anthem Blue Cross and Blue Shield 4.0★Strong $0.00 $59.00 $7,150 $495 H4036-025
Humana USAA Honor Giveback (PPO)Humana 3.5★Average $0.00 No drug coverage $7,900 — H5216-441
Humana USAA Honor Giveback (PPO)Humana 4.5★Strong $0.00 No drug coverage $7,900 — H7617-073
Humana USAA Honor Giveback (PPO)Humana 3.5★Average $0.00 No drug coverage $7,900 — H5216-218
AARP Medicare Advantage Patriot No Rx OH-MA01 (PPO)UnitedHealthcare 3.5★Average $0.00 No drug coverage $8,900 — H8768-021
DEVOTED CHOICE MA ONLY 002 OH (PPO)Devoted Health 4.0★Strong $0.00 No drug coverage $9,250 — H2526-002
HumanaChoice Giveback H5216-481 (PPO)Humana 3.5★Average $0.00 $0.00 $9,850 $700 H5216-481
Humana Essentials Plus Giveback (PPO)Humana 4.5★Strong $0.00 $0.00 $9,850 $700 H7617-144
HumanaChoice H5525-030 (PPO)Humana 3.5★Average $2.00 $86.00 $4,450 $450 H5525-030
AARP Medicare Advantage from UHC OH-0016 (PPO)UnitedHealthcare 3.5★Average $2.00 $47.00 $7,150 $685 H8768-063
HumanaChoice H5216-023 (PPO)Humana 3.5★Average $13.00 $44.00 $6,000 $450 H5216-023
Humana Full Access (PPO)Humana 3.5★Average $21.00 $53.00 $9,850 $700 H5525-042

*2026 CMS overall star rating of the plan’s contract. 2027 ratings are published by CMS in October. Strong = 4★+, Average = 3.5★, Watch = below 3.5★ or not rated. Source: CMS Landscape CY2027.

Regional PPO plans

Regional PPO Medicare Advantage plans in Hancock County (4)

Regional PPOs cover a multi-state region rather than a single county, with a broad network and an out-of-network option. They can suit people who travel within the region.

  • 4 plans
  • 3 at $0 Part C premium
  • $1.38 average Part C premium
  • $6,425 average MOOP
  • 2 without drug coverage
PlanCMS rating*Part C premiumPart C + D premiumMOOPPart D deductibleCMS plan ID
HumanaChoice R0110-015 (Regional PPO)Humana 3.5★Average $0.00 No drug coverage $5,700 — R0110-015
Anthem Veteran (Regional PPO)Anthem Blue Cross and Blue Shield 3.5★Average $0.00 No drug coverage $6,100 — R5941-013
HumanaChoice R0110-016 (Regional PPO)Humana 3.5★Average $0.00 $121.00 $7,150 $700 R0110-016
Anthem Medicare Advantage (Regional PPO)Anthem Blue Cross and Blue Shield 3.5★Average $5.50 $106.00 $6,750 $395 R5941-014

*2026 CMS overall star rating of the plan’s contract. 2027 ratings are published by CMS in October. Strong = 4★+, Average = 3.5★, Watch = below 3.5★ or not rated. Source: CMS Landscape CY2027.

Plan quality

CMS star ratings across Hancock County plans

CMS rates each Medicare Advantage contract from 1 to 5 stars on quality and member experience. Across Hancock County’s 2027 plans, the average 2026 rating is 3.93 stars, and 28 of 43 plans (65%) come from contracts rated 4 stars or higher. No plan in Hancock County carries a 5-star rating.

CMS rating (2026)PlansShare of plans
4.5 stars921%
4.0 stars1944%
3.5 stars1535%

Health profile

Chronic conditions among Hancock County adults

CDC PLACES model-based estimates for Hancock County, 2023. Conditions like these shape which plan works best — drug coverage, specialist copays and whether a Special Needs Plan fits.

  • High blood pressure32.4%
  • High cholesterol36.2%
  • Arthritis24.8%
  • Obesity39.3%
  • Diabetes10.7%
  • COPD7.5%
  • Coronary heart disease6.9%
  • Cancer (excluding skin)9.1%
  • Stroke2.8%

Source: CDC PLACES county estimates (2023), adults 18+.

Special Needs Plans

23 Special Needs Plans serve Hancock County in 2027

Special Needs Plans are Medicare Advantage plans for people with Medicaid as well as Medicare (D-SNP), certain chronic conditions (C-SNP), or who live in a facility (I-SNP). You must qualify to join. They are kept out of the statistics above. How Special Needs Plans work.

C-SNP

8 C-SNP plans

  • Aetna Medicare Chronic Care Total (HMO C-SNP)Aetna Medicare · $0.00 / mo
  • Aetna Medicare Chronic Care (HMO C-SNP)Aetna Medicare · $0.00 / mo
  • DEVOTED C-SNP PLUS 016 OH (HMO C-SNP)Devoted Health · $0.00 / mo
  • DEVOTED C-SNP ENHANCED 017 OH (HMO C-SNP)Devoted Health · $0.00 / mo
  • DEVOTED C-SNP GIVEBACK EXTRAS 024 OH (HMO C-SNP)Devoted Health · $0.00 / mo
  • UHC Complete Care OH-18 (HMO-POS C-SNP)UnitedHealthcare · $0.00 / mo
  • UHC Complete Care Support OH-2A (HMO-POS C-SNP)UnitedHealthcare · $0.00 / mo
  • Humana Gold Plus - Diabetes and Heart (HMO C-SNP)Humana · $0.00 / mo
D-SNP

11 D-SNP plans

  • Anthem I MyCare Ohio Full Dual Support (HMO D-SNP)Anthem Blue Cross and Blue Shield · $0.00 / mo
  • Anthem Dual Advantage (HMO D-SNP)Anthem Blue Cross and Blue Shield · $0.00 / mo
  • Anthem Dual Advantage Plus (HMO D-SNP)Anthem Blue Cross and Blue Shield · $0.00 / mo
  • Anthem I MyCare Ohio Full Dual Advantage (HMO D-SNP)Anthem Blue Cross and Blue Shield · $0.00 / mo
  • Wellcare Buckeye MyCare Ohio Dual Align Unity (HMO D-SNP)Wellcare · $0.00 / mo
  • Wellcare Buckeye Health Dual Access (HMO D-SNP)Wellcare · $0.00 / mo
  • Wellcare Buckeye Health Dual Reserve (HMO D-SNP)Wellcare · $0.00 / mo
  • Wellcare Buckeye MyCare Ohio Dual Align (HMO D-SNP)Wellcare · $0.00 / mo

+ 3 more — ask Kris for the full list.

I-SNP

4 I-SNP plans

  • Humana Together in Health (PPO I-SNP)Humana · $0.00 / mo
  • Humana Together in Health (PPO I-SNP)Humana · $0.00 / mo
  • Humana Senior Living Plan (PPO I-SNP)Humana · $0.00 / mo
  • Valor Health Plan (HMO I-SNP)Valor Health Plan · $0.00 / mo

Standalone drug coverage

Part D prescription drug plans in Hancock County for 2027

Standalone Part D plans pair with Original Medicare and Medigap. They are priced statewide, so the same 9 plans are offered in every Ohio county. For 2027 the maximum standard deductible is $700 and out-of-pocket drug costs are capped at $2,400. Not returning for 2027: HealthSpring Assurance Rx (PDP), HealthSpring Extra Rx (PDP).

PlanMonthly premiumDeductibleCMS plan ID
Wellcare Value Script (PDP)Wellcare$5.30$700S4802-149
Wellcare Classic (PDP)Wellcare$7.30$700S4802-085
Humana Basic Rx Plan (PDP)Humana$11.30$700S5884-137
HealthSpring Assurance Rx (PDP)Blue Cross and Blue Shield of IL, NM, OK, TX$15.70$700S5715-035
Humana Value Rx Plan (PDP)Humana$42.00$687S5884-193
SilverScript Choice (PDP)Aetna Medicare$127.40$700S5601-028
AARP Medicare Rx Saver from UHC (PDP)UnitedHealthcare$129.70$700S5921-359
Humana Premier Rx Plan (PDP)Humana$132.30$350S5884-160
AARP Medicare Rx Preferred from UHC (PDP)UnitedHealthcare$200.40$300S5921-395

Source: CMS Landscape CY2027, Ohio PDP region. Premiums before any Extra Help. Send Kris your drug list to compare total yearly cost.

How and when to enroll

Enrolling in a Medicare plan in Hancock County

  • Initial Enrollment Period: seven months around your 65th birthday. Find your dates.
  • Annual Enrollment Period: October 15 – December 7, 2026, for coverage starting January 1, 2027.
  • Medicare Advantage Open Enrollment: January 1 – March 31, 2027, one switch for people already in an MA plan.
  • Special Enrollment Periods: moving, losing employer coverage, Medicaid eligibility, or a plan that isn’t renewing.

To join a Medicare Advantage plan you must live in Hancock County (or the plan’s service area) and be enrolled in Medicare Part A and Part B. You can enroll with a licensed agent like Kris, directly with the plan, or at Medicare.gov.

Communities in Hancock County

  • Findlay
  • Arlington
  • Mount Blanchard
  • McComb
  • Van Buren
  • Jenera
  • Rawson
  • Vanlue

Care close to home

Hospitals Hancock County residents use

  • Blanchard Valley Hospital (Findlay)

Network participation differs by plan and changes yearly — Kris confirms your hospitals and doctors before you enroll.

Hancock County at a glance

Population
75,072
Median household income
$67,006
County seat
Findlay
Uninsured rate
4.8%

Source: U.S. Census Bureau ACS 5-year estimates (2022).

How Kris helps

A county list can’t tell you which plan fits your life

Hancock County has fewer Medicare Advantage choices than the Toledo area, and much of the county’s care runs through Blanchard Valley Hospital in Findlay. Confirming that hospital — and any Toledo specialists you see — are in a plan’s network is the deciding step for most Hancock County clients.

  1. Your doctors & drugs

    Kris checks every plan above against your doctors, hospitals and prescriptions.

  2. Your 2027 notice

    She reviews your Annual Notice of Change and flags anything that got worse.

  3. Side by side

    Plans from the carriers she represents, compared in plain English.

  4. Year-round help

    Enrollment, claims questions and next year’s review — same agent.

FAQ

Hancock County Medicare questions

How many Medicare Advantage plans are available in Hancock County for 2027?

CMS data lists 43 Medicare Advantage plans (not counting Special Needs Plans) in Hancock County, Ohio for 2027, offered by 6 companies. That compares with 51 in 2026. Another 23 Special Needs Plans are available to people who qualify.

Are there $0 premium Medicare Advantage plans in Hancock County?

Yes. 35 of the 43 plans in Hancock County have a $0 Part C premium for 2027. You still pay your Part B premium, and a $0 premium plan can have higher copays or a higher out-of-pocket maximum, so compare total costs, not just the premium.

Which insurance companies are leaving Hancock County for 2027?

Based on the CMS 2027 landscape and plan crosswalk, MediGold, UnitedHealthcare Community Plan have no Medicare Advantage plans in Hancock County for 2027. Members of plans that are not renewing get a letter and a Special Enrollment Period. Kris can help you choose a replacement.

What is the average out-of-pocket maximum in Hancock County?

The average in-network maximum out-of-pocket (MOOP) limit across Hancock County’s 2027 Medicare Advantage plans is $6,521, ranging from $3,450 to $9,850. The MOOP caps what you pay for covered medical care in a year; it does not include drug costs or premiums.

How much is the average Medicare Advantage premium in Hancock County?

The average Part C premium is $1.69 a month for 2027. Including drug coverage, the average consolidated Part C and D premium is $31.31. Both are on top of the Part B premium most people pay.

How common are chronic conditions in Hancock County?

CDC PLACES estimates for 2023 show 32.4% of adults in Hancock County have high blood pressure, 36.2% of adults in Hancock County have high cholesterol, 24.8% of adults in Hancock County have arthritis. If you manage a chronic condition, compare drug coverage and specialist copays, and ask whether you qualify for a Chronic Condition Special Needs Plan.

When can I change my Medicare plan in Hancock County?

The Annual Enrollment Period runs October 15 to December 7, 2026, with coverage starting January 1, 2027. If you are in a Medicare Advantage plan you can also switch once between January 1 and March 31. If your plan is not renewing, you get a Special Enrollment Period through the end of February.

Can I meet with a Medicare agent about Hancock County plans in person?

Yes. Kris Kryder meets clients at the Kryder Cares office at 842 W South Boundary St in Perrysburg, about 40 minutes up I-75 to Perrysburg; phone and video meetings are common. Phone and video appointments are available too, at no cost and no obligation. Call (419) 277-8097.

Sources & methodology

Where every number on this page comes from

Methodology: plan counts and averages cover Hancock County’s non-Special-Needs Medicare Advantage and MA-PD plans in the CMS CY2027 landscape; Special Needs Plans are reported separately. “$0 premium” and “average premium” use the Part C premium; the Part C + D figure is the CMS consolidated premium. Star ratings are each contract’s 2026 CMS overall rating, because 2027 ratings are not yet published. 2026→2027 changes come from the CMS landscapes and plan crosswalk. Data retrieved through the Ambrose Brain data service. Per-plan county enrollment is not published here.

We do not offer every plan available in your area. Currently, we represent 14 organizations which offer 119 products in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options. This is a proprietary website and is not associated, endorsed or authorized by the Social Security Administration, the Department of Health and Human Services or the Center for Medicare and Medicaid Services. This site contains decision-support content and information about Medicare, services related to Medicare and services for people with Medicare. If you would like to find more information about the Medicare program please visit the Official U.S. Government Site for People with Medicare located at www.medicare.gov.

Call Kris