Shop Online for Insurance

Yes, when you use a secure, established platform. Kryder Cares partners with PlanEnroll, HealthSherpa, Ameritas, Delta Dental, Ethos and Back9, which use secure connections for applications. Never share your Medicare or Social Security number with a site you reached from an unexpected email or ad. If unsure, call Kris at (419) 277-8097.

PlanEnroll is an online platform where you can compare and enroll in Medicare plans, such as Medicare Advantage and Part D plans. When you use Kryder Cares’ link, Kris is listed as your agent so she can help with questions later. Plan availability depends on your ZIP code, and not every plan in your area may appear.

HealthSherpa is a private online enrollment platform connected to the federal Health Insurance Marketplace. It lets you shop ACA plans, see whether you qualify for premium tax credits and enroll, much like HealthCare.gov. Using Kryder Cares’ link keeps Kris connected as your agent, so she can help with renewals and changes.

Generally, no. Premiums are set by the insurance company and are generally the same whether you apply online, through an agent, or directly. Using Kryder Cares’ partner links simply connects your policy to Kris, so you have a local, licensed agent to call if questions come up after you enroll.

We recommend it, especially for Medicare. Choosing between Medicare Advantage and a Medicare Supplement, or understanding the 2027 ACA subsidy changes, is easier with guidance. A short conversation can save you from choosing a plan that misses your doctor or medication. Consultations are no-cost and no-obligation.

Some policies can be applied for online with health questions instead of a medical exam, depending on your age, health and the amount of coverage. Ethos and Back9 let you start an application online. Kris can help you understand which option fits and compare it with final expense or other policies.

Call Kris at (419) 277-8097 or send a message through the customer service form. Because you used a Kryder Cares link, she can usually see where you are in the process and help you finish. She can also complete the application with you by phone or in person in Perrysburg.