Medicare.gov Resources

You sign up through Social Security, online at ssa.gov, by calling 1-800-772-1213, or at a local Social Security office. If you already get Social Security benefits when you turn 65, you are usually enrolled automatically. Kris can help you decide when to enroll in Part B, especially if you still have employer coverage.

Extra Help, also called the Low-Income Subsidy, is a Medicare program that helps people with limited income and resources pay Part D premiums, deductibles and copays. You can apply through Social Security. If you qualify, you may also get Special Enrollment Periods to change drug plans. Kris can help you look at plans afterward.

Yes. People who qualify for both are called dual eligible. Medicaid may help pay Medicare premiums and cost sharing, depending on your level of eligibility. Dual eligible people may also qualify for a D-SNP, a Medicare Advantage plan designed for people with both Medicare and Medicaid. Kris can explain your options.

No. Kryder Cares is a private, independent insurance agency. It is not associated with, endorsed or authorized by the Social Security Administration, the Department of Health and Human Services or the Centers for Medicare & Medicaid Services. For official Medicare information, visit medicare.gov or call 1-800-MEDICARE (1-800-633-4227).

Call 1-800-MEDICARE (1-800-633-4227) or contact the HHS Office of Inspector General at oig.hhs.gov. Watch for charges on your Medicare Summary Notice for services you never received, and be wary of anyone who calls unexpectedly asking for your Medicare number. Keep your statements and compare them with your own records. If a bill or notice looks wrong, Kris can help you read it.

You can do either, or both. The plan finder on medicare.gov lets you compare drug and Medicare Advantage plans yourself. Kris can run a similar comparison, explain the differences in plain English, check your doctors, and help with enrollment. Her consultations are no-cost and no-obligation. Start with the request a quote form.